MaxRewards prioritizes the security of your credentials and data by implementing industry best practices. When you connect an account, your credentials are encrypted with two different codes: one stored in our primary database and the other in a separate database hosted by another cloud provider. This approach ensures that even if one database is compromised, your credentials remain protected.

Additionally, the app connects through a middleware layer that validates every request and provides limited access to third-parties, further enhancing security.

MaxRewards Gold is our premium subscription service offering exclusive features to enhance your rewards experience. Gold members benefit from:

- Auto-activation of quarterly bonus categories
- Auto-activation of deals from issuers like Amex, Citi, and Chase
- The ability to favorite, sort, and search deals across all your cards
- Maximizing savings with deals factored into the Best Card recommendations
- Tracking your card's annual fee and the value earned across benefits, rewards, and offers with our Card Value feature
- Notifications for new and expiring deals
- Priority support

MaxRewards distinguishes itself by focusing on maximizing your credit card rewards and benefits. Unlike other financial apps that may concentrate on budgeting or expense tracking, MaxRewards offers features such as:

- Comprehensive tracking of all your credit card accounts, balances, rewards, and offers in one place
- Personalized recommendations on the best card to use at different merchants to optimize rewards
- Auto-activation of bonus categories and deals

Yes, you can manually input your credit card products without linking your accounts. However, this may limit the app's functionality, as certain features rely on linked account data to provide personalized recommendations and automatic deal activations.